PAGE 1 — PRIVACY POLICY

Privacy Policy

Effective Date: March 1, 2026

Legacy Capital Funding LLC (“Legacy Capital,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you share with us through LegacyCapital.online, our forms, applications, communications, and related services.

This Privacy Policy explains what information we collect, how we use it, how we may share it, and the choices you have regarding your information.

Who We Are

Legacy Capital Funding LLC is a business and real estate funding brokerage and advisory company. We are not a direct lender. We help business owners and real estate investors identify potential financing options and, when authorized, submit information and supporting documentation to participating lending partners on the applicant’s behalf.

Information We Collect

Information You Provide Directly
We may collect information you provide directly, including your name, business name, email address, phone number, mailing address, state of residence or business operation, funding amount requested, purpose of funding, time in business, revenue information, estimated credit profile, property and investment details, business ownership or entity information, identification documents, bank statements, tax documents, financial statements, rent rolls, purchase contracts, scopes of work, and other underwriting-related documents.

Information Collected Automatically
When you use our website, we may collect information automatically such as your IP address, browser type, device type, operating system, referring pages, website activity, cookies, analytics data, and session information.

Information from Third Parties
We may also receive information from service providers, referral partners, participating lenders, CRM systems, analytics providers, and other technology platforms that support our business operations.

How We Use Your Information

We may use your information to respond to your inquiries, evaluate your request for financing assistance, match you with potential funding options, submit your file to participating lending partners when authorized, request missing documents or information, communicate with you by phone, email, and text, schedule consultations and follow-ups, improve and secure our website and services, prevent fraud, and comply with legal and recordkeeping obligations.

How We Share Your Information

With Participating Lending Partners
If you request funding assistance and authorize us to proceed, we may share your information and supporting documents with participating lenders, finance companies, banks, private lenders, or other capital sources to evaluate possible financing options.

With Service Providers
We may share information with trusted vendors who help us operate our business, including providers for CRM and workflow automation, website hosting, document collection, email, SMS, phone communication, scheduling, analytics, compliance, legal, and accounting support.

For Legal or Protective Reasons
We may disclose information when necessary to comply with the law, respond to legal requests, enforce our policies, protect our rights, or detect and prevent fraud or security issues.

Business Transfers
If Legacy Capital Funding LLC is involved in a merger, acquisition, financing, or transfer of assets, your information may be transferred as part of that transaction, subject to applicable law.

Cookies and Tracking Technologies

We may use cookies, pixels, tags, and similar technologies to keep our website functioning properly, understand user behavior, improve the user experience, measure marketing performance, and support lead tracking.

Phone, Email, and Text Communications

If you provide your contact information, you agree that Legacy Capital Funding LLC may contact you regarding your inquiry, application, file status, documents, appointments, funding options, and related services. Message and data rates may apply. Consent to receive calls or texts is not a condition of obtaining financing.

You may opt out at any time by replying STOP to text messages, using unsubscribe links where available, or contacting us directly.

Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect the information we collect. However, no online system or transmission method can be guaranteed to be completely secure.

Data Retention

We retain information for as long as reasonably necessary for business, operational, legal, compliance, recordkeeping, and dispute-resolution purposes.

Your Choices

You may contact us to request access to certain information we hold about you, request correction of inaccurate information, ask questions about our privacy practices, opt out of marketing communications, or revoke text messaging consent.

Children’s Privacy

Our website is not intended for children under 13, and we do not knowingly collect personal information directly from children through our site.

Third-Party Websites

Our website may contain links to third-party websites, lender portals, or outside services. We are not responsible for the privacy or security practices of those third parties.

Changes to This Policy

We may update this Privacy Policy from time to time. Any updates will be posted on this page with a revised effective date.

Contact Us

Legacy Capital Funding LLC
2206 Ramsey Way
Jeffersonville, Indiana 47130
Phone: 502-825-0248
Email: [email protected]

PAGE 2 — TERMS OF USE


Terms of Use

Effective Date: March 1, 2026

Welcome to LegacyCapital.online. These Terms of Use govern your access to and use of this website and any related forms, content, services, and communications provided by Legacy Capital Funding LLC.

By using this website, you agree to these Terms.

Nature of Our Services

Legacy Capital Funding LLC is a funding brokerage and advisory company. We are not a bank, credit union, or direct lender. We do not make loans, make underwriting decisions, or guarantee approval, rates, terms, or funding.

Any financing options presented through Legacy Capital are subject to review, underwriting, approval, and closing by the applicable lender or capital provider.

Eligibility

By using this website, you represent that you are at least 18 years old, have authority to submit information on your own behalf or on behalf of the business or entity identified, and that all information you provide is true, current, complete, and not misleading.

No Guarantee of Approval or Funding

Submitting an inquiry, application, or documents through this website does not guarantee approval, funding, specific rates or terms, a specific lender match, or a specific timeframe. All financing decisions are made solely by the applicable lender or capital provider.

Authorization to Review and Share Information

By submitting information through our website, you authorize Legacy Capital Funding LLC to review your information and, where appropriate and authorized, share your information and supporting documents with participating lending partners and service providers for the purpose of evaluating possible financing options.

Communications Consent

By submitting your contact information, you agree that we may contact you by phone, email, and text regarding your inquiry, application, appointments, funding status, and related services. Consent is not required as a condition of obtaining financing. You may opt out at any time.

Acceptable Use

You agree not to provide false, fraudulent, or misleading information, use the website for unlawful purposes, interfere with the operation or security of the website, upload malicious code, or infringe on the rights of others.

Intellectual Property

All website content, including text, branding, logos, graphics, design elements, and materials, is owned by or licensed to Legacy Capital Funding LLC and is protected by applicable law. You may not copy, reproduce, distribute, or exploit our content without prior written permission.

Third-Party Services

Our website may link to or integrate with third-party services, including lender portals, scheduling tools, communication systems, or document collection services. Legacy Capital Funding LLC is not responsible for third-party content, services, availability, or underwriting decisions.

Disclaimer of Warranties

This website and all content and services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, Legacy Capital Funding LLC disclaims all warranties, express or implied.

Limitation of Liability

To the fullest extent permitted by law, Legacy Capital Funding LLC shall not be liable for indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of this website or our services.

Indemnification

You agree to indemnify and hold harmless Legacy Capital Funding LLC, its owners, officers, employees, contractors, affiliates, and agents from claims, losses, liabilities, damages, and expenses arising out of your misuse of the website or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Indiana, except where federal law applies.

Updates to These Terms

We may revise these Terms from time to time. Updated Terms will be posted on this page with a revised effective date.

Contact Us

Legacy Capital Funding LLC
2206 Ramsey Way
Jeffersonville, Indiana 47130
Phone: 502-825-0248
Email: [email protected]

PAGE 3 — CONSENT TO CONTACT / SMS TERMS

Consent to Contact / SMS Terms

Effective Date: March 1, 2026

By providing your phone number and/or email address through LegacyCapital.online, you agree that Legacy Capital Funding LLC may contact you regarding your inquiry, application, appointments, documents, funding status, and related services.

Communications You May Receive

You may receive phone calls, text messages, emails, appointment reminders, follow-up communications, and requests for additional information or documents.

Important Notice

By submitting your information, you understand and agree that:

Calls or texts may be sent using automated technology where permitted by law

Consent is not a condition of obtaining financing

Message and data rates may apply

Message frequency may vary

You may opt out of text messages at any time by replying STOP

You may unsubscribe from marketing emails by using the unsubscribe link where available

You may contact us directly at any time to revoke consent

Contact for Help

Legacy Capital Funding LLC
2206 Ramsey Way
Jeffersonville, Indiana 47130
Phone: 502-825-0248
Email: [email protected]

PAGE 4 — BROKER DISCLAIMER

Broker Disclaimer

Effective Date: March 1, 2026

Legacy Capital Funding LLC is a broker and advisory service and not a direct lender.

What We Do Not Do

We do not originate loans, make underwriting decisions, approve or deny credit, guarantee approval, guarantee specific rates, guarantee terms, or guarantee funding.

Our Role

Our role is to help evaluate your request, identify possible funding options, and, when authorized, present your file to participating lending partners for consideration.

Lender Control

All loan products, financing programs, rates, terms, timelines, and approval decisions are determined solely by the lender or funding provider and may vary based on credit, cash flow, collateral, documentation, business history, property details, and other underwriting factors.

No Commitment to Lend

Any examples shown on this website are for general informational purposes only and should not be interpreted as a commitment, guarantee, or offer to lend.

Authorization

By submitting your information, you authorize Legacy Capital Funding LLC to review your request and, where appropriate and authorized, share your information with participating lending partners for evaluation.

Contact Us

Legacy Capital Funding LLC
2206 Ramsey Way
Jeffersonville, Indiana 47130
Phone: 502-825-0248
Email: [email protected]

PAGE 5 — CALIFORNIA PRIVACY NOTICE

California Privacy Notice

Effective Date: March 1, 2026

This California Privacy Notice supplements the Privacy Policy of Legacy Capital Funding LLC and applies to personal information collected from California residents.

California Privacy Rights

Depending on our role, data practices, and applicable law, California residents may have rights that include the right to know certain categories of personal information collected, request deletion of certain personal information, request correction of inaccurate personal information, know the categories of sources from which personal information is collected, know the business purposes for collecting and using personal information, know the categories of third parties with whom personal information is shared, and not be discriminated against for exercising privacy rights.

Categories of Information We May Collect

We may collect categories of personal information including identifiers, contact information, commercial or transaction-related information, internet or device activity, financial and application-related information, professional or business-related information, and sensitive personal information where applicable.

Sources of Information

We may collect information directly from you, automatically from your browser or device, from service providers, from referral sources, and from participating lenders or data partners.

Purposes for Collection and Use

We may collect and use information to respond to inquiries, evaluate possible financing options, communicate with you, support internal operations, security, and compliance, and improve our website and services.

Requests

California residents who wish to submit a privacy request may contact us at:

Legacy Capital Funding LLC
2206 Ramsey Way
Jeffersonville, Indiana 47130
Phone: 502-825-0248
Email: [email protected]

We will review requests in accordance with applicable law.


PAGE 6 — E-SIGN CONSENT

E-Sign Consent

Effective Date: March 1, 2026

By submitting forms, checking consent boxes, clicking buttons, or otherwise interacting electronically with Legacy Capital Funding LLC, you agree to receive communications, notices, disclosures, and records electronically, to the extent permitted by law.

Your Agreement

You understand and agree that electronic records and signatures may have the same force and effect as paper records and handwritten signatures.

Technology Requirement

You confirm that you have access to a device and internet connection capable of receiving electronic communications.

Paper Copies and Withdrawal

You may request paper copies of certain records where available. You may also withdraw consent to electronic communications by contacting us, although doing so may delay or limit our ability to process your request efficiently.

Contact Us

Legacy Capital Funding LLC
2206 Ramsey Way
Jeffersonville, Indiana 47130
Phone: 502-825-0248
Email: [email protected]

PAGE 7 — ACCESSIBILITY STATEMENT

Accessibility Statement

Effective Date: March 1, 2026

Legacy Capital Funding LLC is committed to providing a website experience that is accessible and usable for all visitors.

Our Commitment

We are continually working to improve the accessibility and usability of LegacyCapital.online so that all users can access our content, forms, and services as effectively as possible.

Need Assistance?

If you experience difficulty accessing any part of our website, need assistance, or would like to request information in an alternative format, please contact us.

Contact Us

Legacy Capital Funding LLC
2206 Ramsey Way
Jeffersonville, Indiana 47130
Phone: 502-825-0248
Email: [email protected]

Legacy Capital Funding is a financing connector and may work with third-party lenders. Not a bank. Program availability varies by state and underwriting. Results vary.

© Copyright 2026 Legact Capital Funding, LLC. All Rights Reserved.